7 Documents You Need When Selling Your House in Hickory

Need to sell your house in Hickory? Things will move along much more swiftly and smoothly if you are prepared from the start by organizing all of your documents.

Paperwork is a given during legal transactions and it’s no different when you’re selling your house in Hickory. You’ll want to have the following 6 documents in hand, which are ordinarily required in the home selling process before you put your property on the market.


For a legally binding contract and the ability to settle any disputes after closing, be certain it is signed by both parties. Details on this document for your Hickory house need to include, the closing date, price, date of occupancy. Additionally, add any conditions for termination as well as inspection dates. Out of state buyers necessitate your being aware that a uniform Commercial Code governs commercial transactions that cross state lines.

Disclose! Disclose! Disclose!

A property disclosure will detail any known defects or malfunctions on the home. Failure to do so can lead to legal entanglements and expenses when selling your house in Hickory. 


The deed to your property designates the legal ownership and must be presented to the buyer for careful review. The deed for your house in Hickory must be transferred after the sale to the name of the new owner.

Occupancy Rider

Timing doesn’t always work out and you’ll want to have n place document should detail responsibilities for any rent, utilities or additional costs or repairs, as insurance policies usually do not cover this period. Should you need to stay in the house after the closing date you will need a post-occupancy agreement. Conversely, should the buyer need to be in place prior to the completion of the sale of your house in Hickory, this will require a pre-occupancy agreement. 

Third-Party Financing Clause

When you need to sell, you could consider getting a mortgage on your house as another source of financing for your buyer in Hickory. Should you do so, your third party financing clause or financing addendum should be attached. In the event your buyer’s traditional mortgage application for the remainder of the financing is denied, you’re protected.


The promissory note, obtained from the buyer, is a contract written to clearly outline the rights and duties of the parties, which must be signed and dated. For buyers who are purchasing through non-conventional means this is extremely important, as it enables using the seller as the financer, with the property itself acting as the security for the loan. This document should outline the amount of money to be paid, the date to be paid, or detailing the installments to be paid to the holder or payee.

Settlement Statement

HUD Laws now require very specific details of the transaction to be outlined in a closing or settlement statement. At least one day prior to the closing, the buyer has the right to review this statement, in order that consumers are aware of just what they’re being charged in fees at the closing and in financing interest for the term of the loan. Strict adherence to these laws will help you to avoid legal nightmares in the future. Be prepared at the closing, should the solicitor request you to show your proof of identity. The documents should be examined carefully before being provided to the buyer. The broker should verify the information and offer any input should they find errors or information lacking in the documents.

Ready to close on the deal? Gather the 6 documents you need when selling your house in Hickory and give Anew Look Homes a call at (828) 585-6149 or send us a message at any time!


Melissa Hall: Mother of 4 , Business Owner and Full Time Real Estate Investor. I am a full time real estate investor who specializes in wholesaling. I began wholesaling in January, 2016, at a time in my life when I could not even feed my children. We were on government assistance and nowhere near getting by. The day I stepped out of my comfort zone to attend a real estate meetup in Charlotte, NC I had $17 to my name. This meetup changed mine and my children's lives. I met a man who took a chance on me and guided me through the process of wholesaling. I laugh today and tell him it was the best thing he will ever do. About 6 weeks after meeting him we cashed a $25,000 check and from that day forward I knew I was in control of my destiny, my finances and my dreams. Wholesaling allowed me to become knowledgeable in many aspects of real estate as well as make money without using any of my own money, credit or credentials. Which was good because I had none of either. 18 months later I have grossed 6 figures. Most importantly was able to help my family, troubled sellers and investors. If done morally and ethically wholesaling can change your life. To give back I will be starting a non profit this year in which I will give homes to victims of violent crimes. Real Estate Rocks!

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